Reply to Please recommend your easy budget software program

Forum Index » Money and Finances

Reply to "Please recommend your easy budget software program"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]NP here but I have NOT found YNAB to be easy at all.  Especially as someone who has multiple accounts.  I get that they want people to have only one account and do all their budgeting in the software, but that's not realistic for us for a variety of reasons and every time we've tried it, it has just been far too complicated for us to set up and follow through on.

OP - I just started using Quicken for Mac recently (the new version is SO MUCH better than the old version now that they have separated from Intuit/Mint.com).[/quote]

I’m not sure what you mean by YNAB wanting people to just have one account? We use YNAB and highly recommend it. We link multiple accounts and it has helped us immensely. We’ve been using it for 1.5 years and have paid over 100k off of student loans and our car loan and are now debt free except for our mortgage in addition to have building up our EF to a more healthy level. We’re now working on another big financial goal. It’s been a huge help in making sure we have money set aside for future expenses. There is definitely a learning curve and we had to participate in some of the webinars at first to get started but once it clicked, it worked well. [/quote]

I meant multiple bank accounts vs. one bank account.  Multiple credit cards (that we pay off each month) vs one credit card (or none).  We did many of the webinars, too, and I guess it's great for some people, because a LOT of people love it, but its not for us.  That said, we also don't have any cash flow issues or debt outside of our mortgage, so maybe it's not as valuable for us as it is for people who really need some form of discipline around their spending.  [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics