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Reply to "Fix broken car or trade in and have 2 auto loans? "
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[quote=Anonymous]So much for being responsible... We stagger our cars so no more than one loan at a time. But we have 1 year left on the current loan and the older car is starting to go. It will require $1200-$1800 in repairs and has a trade in value of $3k. Does it make sense to buy a car a year early, get full trade in value and 0% financing. Or, pay for the repairs and try a year later. Assume lower trade in value and who knows if 0% financing is available. We can swing 2 car payments. We don’t get anything fancy. Which is the better move? Assume roughly $300/month on car almost paid off and then $300/month on new car payment...[/quote]
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