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Reply to "WHAT HAPPENED to my credit score"
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[quote=Anonymous]Assuming there is no fraud or missed or late payments, then credit utilization is probably to blame. Maxing out your credit cards every month and then paying them off to only max them out again will result in a high credit utilization score and hurt your credit score (although 679 isn't awful it would obviously be nice to get it higher). Some ways to address high utilization, assuming you can afford it and you are using your cards for points/cash back, is to either pay off your cards early (like every 2 weeks) or take out another card and split your charging across them.[/quote]
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