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Reply to "s/o Do you have earthquake insurance? What does it cost and cover?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Your all lucky! I live in the Bay Area and pay $1,2000. a year although I know my risk is much stronger then yours. Surprisingly only like 10% of people in California even have it. [/quote] We paid $4,000 a year for earthquake insurance in San Francisco when we lived there. Almost no one we knew had it but given the real estate prices and the size of our mortgage, it seemed crazy to not have it. We do not have it here but now I'm wondering if we should add it given how cheap it sounds like it is.... Our home is brick which I know is vulnerable to damage.[/quote] Not sure when you left SF but in general earthquake insurance has gotten much cheaper with the California Earthquake Authority running it. Living in the North Bay I'm sure that also keeps the price down a little compared to SF real estate prices.[/quote]
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