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Reply to "Don't want to pay off Credit Card "
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[quote=Anonymous]If you want to dig yourself out of a financial hole, you have to spend less than you make. It really is as simple as that. Do you have an emergency fund of 6 months of living expenses? You should have that to start. You should also have 1-2k in a “life happens” find, for when your car breaks down, you need a plumber, etc. Follow Dave Ramaeys Baby Steps. They are a good place to start. Realize when you pay interest, you really pay 2-3 times the value of the original item than if you bought it straight with cash. Also realize that if you do not save for retirement, you may be working a lot longer than you really want to. [/quote]
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