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Reply to "Help me spend my car payment!"
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[quote=Anonymous][quote=Anonymous]Point of clarification. I have zero plans to get a new car. Sometimes life doesn't work out that way once you're driving a car that was born when Colin Powel was still our Secretary of State. [/quote] Sure. I drive a 2002 Civic with a similar amount of miles. If you only drive it 25 miles a week that Volvo can last you several more years. If something happens to the Volvo you replace it was a similar car (old but reliable model with some life left). You do that until you have a handle on the credit card debt. All available cash should be going towards that debt until it's gone because of the incredibly high interest rates you are paying on that money. Once the credit cards are paid off, you think about other goals. Like saving for a car down payment or college. [/quote]
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