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Reply to "Help me spend my car payment!"
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[quote=Anonymous]This is tough. I'd be tempted to bring the first one down as you said, for a month or two. But honestly what works for most people is snowballing - you can google. Another option, honestly, to consider is getting a HELOC or another type of loan, bundling all of these at a lower rate. The rates are very high. Once the 5yo leaves daycare, put all of that daycare money toward debt. I may be in the minority, but don't believe much in college savings while you are in debt. [/quote]
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