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[quote=Anonymous]OK DCUM sages. I'm about 3 pay periods away from being in the prime position to having a paid off car. I genuinely want to plow that payment of $350 every pay period into a bill, and continue not seeing that money in my checking account, i.e. it gets automatically withdrawn like my car payment does.

Chase ~ $9,400 @ 15% (this one is at its limit, so killing my credit score, I may want to bring this down 1 or 2K)
Amex ~ $4,500 @ 21%
USAA ~ $5,200 @ 16% (this was a roll over deal, so that card is literally not even activated).
Line of Credit ~ $5,000 @11% (basically overdraft protection, but maxes out at $5,000).

I'm really hoping to concentrate on the above. We're good on retirement, ok on college savings. Until July, we'll have 2 in daycare, so once the middle one heads to K this fall, we're pausing college savings. We do have some set aside for the 9 year old.

NOW, one wild card, that I originally thought about doing. I drive an '04 Volvo SUV, with almost 166K miles, but very low mileage, I only put around 25-50 miles per week. Part of me wanted to plow that $350 twice monthly into an account for a downpayment to replace that when it dies, as I REALLY don't want to shell out much for a down payment, nor have a payment.

Thinking about paying the bills until end of this year, then create the account after the new year for a car.

Thoughts? Please try not to judge the spending. It's not all me or junk. [/quote]

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