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San Francisco Bay Area
Reply to "Considering a move to the Bay Area? Am I making a big mistake"
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[quote=Anonymous]Unfortunately you are priced out of Lafayette (and Moraga and Orinda) and Danville at $180K unless you have considerable equity in your current house that can bump up your downpayment. You're looking at around a $1M price point assuming a $200K downpayment and payments of ~30% of income for at least 3BR. Search for listings at $900K or below to get houses that will close around $1M. Consider whether you can go down to 2BR, which will give you more options. That puts you in parts of Pleasant Hill and Walnut Creek; watch specific school zones carefully for both as there's a lot of variability. Benicia might also be worth exploring, though I don't know how that commute is.[/quote]
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