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Reply to "Savings in reverse... is there a calculator to help figure out if we can retire now?"
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[quote=Anonymous]The people who manage my Roth IRA offered a financial planning service for free -- check with your bank or other financial institutions to see if they do this. One of the things we asked them to model was what would happen if we both retired at age 45; it didn't seem like it was hard for the planners to do, they just take all your assumptions about spending and college tuition etc., and stop the income assumption. For interest, we are in our late 30s, with one preschooler for whom we'd like to pay $200k of college tuition (in current dollars), and moderate savings. As I recall the model, we could quit in our mid-40s and live comfortably into our 80s if we had no unexpected expenses and didn't mind running down our estate to 0 before we died punctually. Obviously not the recommended plan, but not as bad as I'd thought. [/quote]
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