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Reply to "What can I do about FICO drop?"
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[quote=Anonymous]I have worked like crazy to get debt paid off and was up to 758. Here's what happened.m Apparently when I made my December car payment, I must have not hit the final button to have the payment go through. So when I went to pay the January amount, they said I was past due by 37 days. I immediately paid both months. Now when I saw my latest FICO, it dropped 50 points based on being late on a $300 payment. Is there anything I can do about it? My credit has been absolutely spotless. As they also base car insurance off of FICO, feel like I am going to get royally hosed. Thank you. I guess they don't realize/care that people can make an honest mistake.[/quote]
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