Reply to which credit card is best for us?

Forum Index » Money and Finances

Reply to "which credit card is best for us? "

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]We currently have a US Bank Travel Rewards Visa; I've had it for nearly 20 years, so our interest rate is low(ish) at 9% and I have a $25,000 credit limit.  There's a $49 annual fee (waived if you spend more than $24,000/year).  I get 2x points on gas and airlines, 1x points on everything else.  20,000 points gets you up to a $400 flight.

Last year we started putting all our expenses on this credit card and paying it off in full at the end of the month.  I estimate we spend $35,000/year on the card.

Monthly averages are: 
$200/month on gas
$1000/month groceries
$550/month restaurants
$1000/month "Other" (concert tickets, clothes, house related expenses)
$330/month travel (airfare or hotels, obviously this some months is $0 and others is $1000)

We are feeling confused about what is the best credit card for us to get the most "bang for our buck" points-wise.  We have a slight preference for a travel rewards card over a straight cash-back card.  We don't travel with one specific airline or one specific hotel chain.

Any advice? 
[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics