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Reply to "Ok DCUM personal finance geniuses, help me figure this out...."
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[quote=Anonymous][quote=Anonymous]How much law school debt is left? Is the end in sight for those loans? Can you buckle down for a few months and build up a "slush fund" to get you through the lean times, instead of relying on credit cards for that purpose? How much emergency fund/cash do you have? Are you saving for retirement?[/quote] Op here: I'm actually not looking for personal finance advice, I'm looking for folks to help me figure out what I'm missing. How does Mint reflect that we are in the black, when we have credit card debt? I'm not trying to be rude, but we really *have* to move, even if it wouldn't be ideal given our situation. I'm just trying to feel better about and figure out how it's possible that we have $1300 average excess but we still have a credit card debt we incurred in the last year. It's sort of a more mechanical question. :D To answer the questions, yep, our plan is to pay down that debt quick and build up a slush fund for cash flow purposes. We don't have an entirely hefty emergency fund but retirement is good. [/quote]
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