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Reply to "Not fully funding 401k? Why not?"
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[quote=Anonymous]When I was younger I did the amount that got me the most match (usually about 6-7% depending on company policy) but did not do the tax max because I had too many current expenses. I moved up to the tax max when I earned enough to do that. I'm now in my 50s and have plenty in my 401k, along with other savings, so while it would have been nice to defer more in my 20s, I have more than enough to retire on. Not everyone has the resources to defer $18,500 per year.[/quote]
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