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Money and Finances
Reply to "Is it dishonest to use insurance payout for something else?"
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[quote=Anonymous][quote=Anonymous]If you own the car outright, you can. If you are still making payments (i.e. the bank owns it), you must repair. [/quote] This is my understanding as well. The check is for the decrease in value to the car, to essentially make the owner whole. If you're the owner, you can choose to put that money towards something else. If you don't own the car outright but the car is worth more than the balance of the loan even after the damage is accounted for, you could technically probably still pocket the money. Brand new car that you're now upside down on? You're supposed to fix it. [/quote]
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