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Reply to "Is it dishonest to use insurance payout for something else?"
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[quote=Anonymous]Got into an accident, there is only body damage to my car and the other person's insurance determined that they were at fault. Insurance had me go to their approved body shop for an estimate and they are sending a check. They said I am not obligated to get it repaired there but their estimate is the highest they will pay out to me. (So, if I take it to another shop that charges 2x that, I am going to have to pay the remainder). Pretty much, I think that is a crazy amount of money to pay just to fix a dent that doesn't change the safety or driving of the car. I would much rather put the money towards some of this month's bills and get the car fixed whenever. Is this wrong?[/quote]
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