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Infertility Support and Discussion
Reply to "Negotiated rate after insurance benefits run out?"
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[quote=Anonymous]^That's often not how it works PP given that for many IVF is not a covered procedure so your out of pocket max doesn't apply or help you here if your policy excludes IVF coverage. My plan excludes IVF and I've met my out of pocket max (no deductible) so I don't pay for doctors/medications/procedures anymore till January 1st of next year. But I'll pay in full for IVF/medication needed for that since it's not a covered expense. To get to the original question OP if you have Aetna SG will honor the negotiated rate. If not you're likely to pay the full rate. [/quote]
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