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Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
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[quote=Anonymous]An important note is there is infertility coverage that is mandated by law in MD but not in VA. You can read about this on the RESOLVE site. I live in VA and have Federal Blue Cross. They cover the meds ok, usually just a copay amount. They do NOT cover ANY costs associated with IUI, IVF or anything similar. So out of pocket for IVF you are looking at a least $12k. That was my cost for IVF and ICSI which you would probably have to do. And there are copays for the multiple doctor visits, and some of the testing/prework I still owe a couple hundred dollars. It will all be worth it if I can get pregnant next cycle. Don't know, but we have no more money after that. You should also look into maxing our your FSA contributions to pay pre-tax. If you get the 4% raise they are expecting to give, and put in $5,000, you won't feel that pain so much.[/quote]
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