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Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
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[quote=Anonymous]You really have to study the brochures closely and see what makes sense for you. MDIPA, for example, covers 50% of infertility treatments, up to a certain limit (this is more typical of the HMOs on the Fed Plan), while BC/BS covers infertility testing, diagnosis, drugs, surgery under their regular coverage, but provides 0 for the actual ART. So determining the best plan is pretty tough. If, for example the doc comes up with endometriosis as the answer to your infertility problem and recommends surgery to cure it, the 50% plan that covers ART isn't as good a deal as the BC/BS coverage for your specific circumstances. [/quote]
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