Reply to insurance for IVF for diagnosed infertility

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[quote=Anonymous]I would be SO GRATEFUL for help. I’ve read through most of the thread on federal insurance and fertility coverage, but didn’t seem to find my question addressed.  Here’s our situation: we have diagnosed female (tubal) factor infertility. I have one tube; the other was removed when it ruptured during an ectopic pregnancy.  We tried for about a year before successfully trying IVF with Shady Grove; our baby is due in April. I’m 35.

We’d really like to try for another, likely in early-mid 2012, when we would do IVF again.  At the moment we have BCBS/Federal, Basic.  As we don’t plan on doing IVF in 2011 (although I could see starting in January 2012), we don’t plan to change coverage now. However, I wonder

1.	Do any of these plans have limits in terms of either “pre-existing” conditions or “waiting” times? 
2.	Once we do change plans, are there any that stick out as particularly good for us? (i.e., near certain IVF treatment in 2012 with diagnosed infertility)? 
3.	Anything else I should be concerned about?

In case it’s relevant, we generally live overseas and would be in DC only for treatment.  We already have one daughter who was conceived naturally before my ectopic (I mention this in case diagnosis would be contested).

Thank you SO much for help. The TTC has been a lifeline for me over the last year or and I’m grateful once again for suggestions.
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