Reply to Anyone go from SAHM to retirement?

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[quote=Anonymous]Im 45 with 2 under 7. I started staying at home when first was born.

My advice is to just keep doors open and your outside interests alive. I did this and was inspired to start a very small, surprisingly successful home business -- tangentially related to my previous career -- 5 years ago. The hard work was up front and the ongoing maintenance is minimal. The money comes in handy, as does the satisfaction when home has me feeling drained. I only work a small handful of late-night or early-morning hours/week, when I originally had plans to work none until kids were much older.

If something were to happen to my husband, yes, there would be life insurance or disability income. But not enough for the rest of my/our years -- especially if kids are still dependents -- so I would have to go back to work. I do worry about that from time to time. I worked in tech, so am too far out of touch to jump back in at my previous level in that world.

If all goes as planned, once kids are grown I will return to school for a PhD in a field I wish I'd been able to enter as a younger person but was prohibited due to life circumstance. [/quote]

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