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Money and Finances
Reply to "Middle class professionals: tell me about your finances"
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[quote=Anonymous]We’re 36 with 1 in daycare and 1 on the way. We don’t have a lot of income growth possible as feds from this point; we’re at a combined $265k. Retirements at about $450k. We certainly don’t come from wealthy backgrounds, but were able to get out of grad school with a combine $25k in loans. I think that’s a huge difference between us and some peers. We make things work with one car. We started a 529 for our 2 year old with a large lump sum, but won’t be able to do that for #2 without hurting retirement. So the elder has about $18k and the younger might just have monthly deposits of $300. That’s become our real concern...how do normal people do it all?[/quote]
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