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Reply to "Should I switch from a PPO to HMO? Help, please!"
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[quote=Anonymous][quote=Anonymous]I'm comparing the Fed BCBS PPO and the Carefirst BlueChoice HMO (also BCBS network) does anyone have experience with them? I have a great PCP who would give me referrals over the phone- would it be worth trying the HMO?[/quote] With carefirst the good thing is you don't need referrals, at least for in network specialists. It is called open access and I've never needed a referral for anything. [/quote]
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