Reply to Should I switch from a PPO to HMO? Help, please!

Forum Index » Health and Medicine

Reply to "Should I switch from a PPO to HMO? Help, please!"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]I had an hmo when I got pregnant (in October of previous year); it was annoying to have to go to my pcp before getting a referral to an ob. There are already so many appointments for pregnancy, it was a stupid one to have to go to for pretty much no reason.  (It wasn’t just the appt. it caused an unrelated-to-this-discussion insurance claim issue and dealing with several phone calls about that too). Just for me to get an OB referral.

Anyway baby was born under a ppo bc I changed my insurance at the new year. It was SO GREAT, because I had complications and saw a few other specialists after the birth. I’m glad to didn’t have to go through my pcp for those appointments.

Now, we have a simple year ahead, I hope, and I’m considering saving a few hundred dollars/month and going back to an hmo. Still annoying and potentially costly, but I think the savings could be worth it for us.   I’m hoping we don’t need to use insurance much anyway! [/quote]

I was this poster. Just enrolled...in hmo!
It’s sure saving us s lot of money, which helps a lot as we are trying to finish off student debt. We’re going to do it for just one year and maybe switch back to ppo for the following. We’ll see.

For our referral situation, my strategy is to concentrate many of my appts in the spring/summer. So maybe it won’t be as much of hassle.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics