Reply to Best FEDVIP plan for orthodontia

Forum Index » Tweens and Teens

Reply to "Best FEDVIP plan for orthodontia"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]When I was looking several years ago, MetLife was the only one that didn't have a waiting period for orthodontia.  My kid is going on year 4 and two rounds of oral surgery, and the coverage has been great. [/quote]

I did the research a couple years. Ago.  The MetLife high option was the best, by far. Also the most expensive. By far. You are paying a premium for the orthodontia coverage. They pay 50%, up to $3500 for orthodontia. So they will over up to $7000, per kid, as the lifetime max.

My kids are 2 years apart, and. Got braces year apart. DS got braces in 1/2016, and we are done paying for them. DD got them in 2/2017.  We finish paying in mid 2018. But I loaded up the flex spending account, and am paying the balance next month, so I don’t have to carry the super expensive coverage in 2018.

So also look at whethe4 it makes sense to pay up front and not carry the coverage for 1 year. Or pay each month and carry it longer. And remember you can use a flesh spending account for braces. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics