Reply to House hunting is driving me nuts - DH and I are at an impasse.

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[quote=Anonymous][quote=Anonymous]Aside from the “rent is just throwing money away” argument, why do you need to buy a house? Serious question. Can you answer it?

I’m sorta on Team DH here even though I’m not entirely sure what his motivations are for rejecting everything. My fiancé and I rent and he really wants to buy a house next year as soon as we get married. I, on the other hand, am fine where we are, and saving more money and not being on the hook for home repairs and stuff. Our situation is that we have an entire house that’s one half of a double block (our landlord lives in the other half and is a longtime friend of mine, lets us paint and decorate, and isn’t even around all that much), the yard is fenced for the dogs, we have off street parking, and our internet and garbage fees are included. The price of our rent is very, very, very reasonable. If we move, a mortgage will be the same or greater, and anything that breaks or needs a repair is ours to pay for. I love our neighborhood. Everyone looks out for each other, is friendly, and we are each 10 minutes from our jobs.

I am really in no hurry to take on such a serious obligation and leave what is a very good situation. I’d like to save more. I wouldn’t want a “starter home” and have to go through the process of home buying/selling twice. If he is subconsciously sabotaging the search for anything like my reasons, he isn’t necessarily wrong. I just don’t see the need to be a homeowner to feel like I’ve arrived in life if it’s not necessarily the best financial decision I can make. [/quote]

DH wants to have a family as soon as possible. We’re in a 2 bedroom townhouse and don’t have enough room right now. Our second bedroom is occupied with all our stuff, like sporting goods that really need to go in a garage. Our walls aren’t very soundproof. We’re  in a townhouse complex and DH wants more space for a dog too.

Our rent is high and comparable to a mortgage. We don’t have a yard. You’re lucky you have such a good situation! If we were in a similar situation we wouldn’t be in such a hurry. Our rent has also gone up twice this year by $100 each time, and we feel like we’re throwing our money away in a rental. [/quote]

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