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[quote=Anonymous][quote=Anonymous]You have two choices: -continue to spend $200 a month on car repairs, -or, buy a car and spend $200 a month on it. (170 on car pmt, 30 avg monthly on maintenance) 1. Compare your 2-3 closest credit unions for their used car rates. Try the join the best one. 2. Get a loan approval. Keep it modest. 3. Start the car buying process, envisioning that car that will give you almost two decades again. I truly want to help you, so if there is an issue with the above plan, speak up. From my perspective it’s a great plan. Sucks to start a loan, but, the key is trying to get as low of a payment/interest as possible. [/quote] +1 you can buy a car that works on this budget; you just have to do it with a loan. [/quote]
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