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Reply to "getting rid of PMI...re-appraising after 24 months"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here, thanks. I don't know if the lender will bother asking me about my upgrades since it's based on a re-appraisal (and I assume the appraiser will take into the account the condition of the home, including upgrades/renovations). I have my calendar set to remind to request PMI removal exactly 24 months from loan closing. [/quote] Appraiser won't care about cosmetic upgrades. The only thing that will add value from an appraiser's standpoint is whether you added rooms or bathrooms above grade. So, for example, any basement renovations won't really matter.[/quote] That's not true. Our basement was unfinished. When we finished it and added another legal bedroom & bathroom down there, our appraiser accounted for that in a big way.[/quote]
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