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Reply to "getting rid of PMI...re-appraising after 24 months"
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[quote=Anonymous]OP here, the house I bought was in really bad shape so we dumped nearly $150k into it, including replacing all 35 windows, upgrading the electrical panel from 60A fuses to newer 200A service, had to deal with plumbing problems because the waste lines were clogged with rust, redid the whole kitchen by knocking down load bearing wall, ripped out the subflooring to lay down new floors and install new water and electrical (washer dryer was in basement but now in kitchen), not to mention all new appliances. Yes, I could refinance anytime but then I'd be hit with closing costs. Assuming mortgage rates remain relatively flat, it's cheaper for me to just have the bank remove PMI--my only out of pocket would be the appraisal. [/quote]
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