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Reply to "i want to become a SAHM, but we can't afford it"
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[quote=Anonymous]She will soon outgrow the late nap, and stay up later. Focus on the good things: you are saving for retirement, providing healthcare, and extra income for college. See if you can telecommute or do AWS. Maybe look for opportunities at a different agency, or doing a different job for your agency. Hoard money in savings and pay off all your debt to give you more flexibility. If you try all that and still feel that way, maybe your husband can change jobs to make a little more money. If he loses his job, you use savings to COBRA or buy off the exchanges while one or both of you looks for a new job.[/quote]
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