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Reply to "Struggling to stay afloat. What can I do?"
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[quote=Anonymous]DH and I left DC and moved to the country where we paid cash for a house but our taxes are high, about $4K. DH left me penniless and instead of my buying him out of the house I am forgoing child support. It was either that or sell the house and move the kids, again, can't do that to them. So, now I am living in the middle of nowhere with a disabled child that makes it hard to work a job with strict start times. I'm working a flexible job and I can bring the disabled child to work with me, which is huge. I also have an understanding boss that gets that emergency hospitalizations happen and that they are always lengthy. I don't get paid for the hours I miss but I'm not going to get fired either. My biggest issue is that my cost of living makes it impossible to save anything towards my taxes. I don't have cable/internet which helps but I do have cell phones for everyone since we don't have a landline and that takes up one week's paycheck. Another paycheck is swallowed up by my electric bill. This leaves me with less than $600 a month for gas, food, clothes,car insurance, etc. There's nothing extra. I drive over 350 miles a week, just to work and back, because I live so far outside of town. The school is great though (yes it is Pre-k through 12) and the kids are receiving a much better education here than they did in the DC area. They are also doing better socially and no longer the victims of bullies. Another job just isn't an option. I'm stuck making less than $1200 a month. I work six days a week and have nothing to show for it. I have $80 in savings and $100 in checking and this is to last me for another 9 days. I can do it but it sucks. It sucks so hard. The kids ask for little extras and I can't do it. I need some ideas. Something I can do to make some extra cash that isn't going to take away from the limited time I already have with the kids and something I can do from home. I need to come up with that four grand in the next couple of months to pay my taxes. I can't be foreclosed on. I feel like I am drowning. I have no debts, I have a credit card that has a $60 balance, that is scheduled to be paid when I get my next check, and that's the only reason I have that $80 in savings, because I set that aside so I can build credit. My credit isn't great because DH had my cancel all my cards nearly 20 years ago when we got married. He got me cards on his accounts, said I didn't need my own, and now I have no credit history of my own. I'm open to all suggestions but please no bashing. I'm having a hard enough time as it is. [/quote]
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