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Relationship Discussion (non-explicit)
Reply to "What happens in DC if spouse dies before divorce agreement is done?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]In the case of retirement plans, the spouse is the default beneficiary and if he wanted to designate any other beneficiary, you would have had to sign off on that.[/quote] I don't think that's true. Both my DH and I have named our kids as our beneficiaries, and neither of us had to sign off on the other's designation.[/quote] Your designations are not legal under ERISA. Spouses are the default beneficiary unless a waiver is in place. God forbid something were to happen to you, you would be setting up a lengthy issue with the plan administrator that will have to follow Federal and State law, regardless of your children being listed. http://www.nolo.com/legal-encyclopedia/if-you-don-t-want-leave-retirement-accounts-your-spouse.html[/quote]
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