Reply to Is the G Fund actually safe?

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[quote=Anonymous]I joined the Feds as the 2008 crash was brewing and I put most of my contributions into the G Fund for several years (I also have a normally balanced 401K from a prior job).  Not smart but I was really nervous about losing it all.  A few years ago I started buying L funds and a little bit of I Fund with the new contributions.  25% of my portfolio is in G Funds.

I've always thought of G Funds as equivalent to a savings account, basically impossible to lose money (with the tradeoff of low return).  Is that accurate?  Or could they actually be at risk -- either market risk or political risk of some kind?  I am ignorant as to how they work but was really skeeved when it came out a few years ago that "we" extend the debt ceiling deadline by messing with the G Fund.

*Separate question but if anybody wants to advise me on re-balancing, I'd be grateful.  I'm 38 years old.  I have 39% in L2040, 25% in G, 13% in L Income, and 7% each in L2020, L2030, and I Fund.  I feel I've been conservative too long and need to make it more aggressive.[/quote]

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