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Money and Finances
Reply to "Stupid car loan/car buying question"
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[quote=Anonymous]If you have good credit, the process is super fast and easy. You just need a ballpark loan amount. As others point out, a credit union is usually the lowest rate unless the manufacturer has a 0% deal. Just give them a call and they'll walk you through it, but it is usually as easy as signing up for a credit card. You just tell the dealership the lender and they'll do the rest of the paperwork. A lot of credit unions also offer car buying services where they get a "kickback" from the sale that they use to offer an even lower rate. It may not be the absolute bottom price but they are generally pretty good and you avoid the negotiation/sales hassles. [/quote]
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