Reply to Do you regret being childless by choice later in life?

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[quote=Anonymous][quote=Anonymous]At a certain age, older family members, friends and spouses start dying off. You go to more funerals than weddings. If you don't have the next generation, who will look after you?[/quote]

It's a crapshoot if your kids will take care of you too, though. Especially if you only have one or two, there is a decent chance they will live in a different part of the world/country (that maybe would be hard for you to move to for financial or other reasons), that they'll become estranged, that their lives will be incredibly busy at the time you need care, that they aren't equipped to give you the care you need, that they may die or have their own medical issues, they could be too young when you need care if you have early onset issues/had kids late, etc.

Counting on kids to take care of you as you age is 1) pretty selfish and 2) a super bad plan if you have less than 4 kids.

Everyone should plan financially to be able to hire paid care, and I agree its important to have relationships in your lives where someone could help make sure that is quality care. Doesn't have to be kids though - nieces, nephews, strong community ties, younger siblings, etc.

Bonus of not having kids if you don't want them anyway - you're not spending the $250K or whatever the figure is that it costs to raise a kid, so you can put that towards your financial plan. [/quote]

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