Reply to What to do with $3,000 refund

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Credit card debt.

Although, how much do you have in your checking/savings? If your balance is low, I might suggest putting half in checking and the other half towards the CC.

Do you have at least $10k accessible? [/quote]

HAHA...no. We have about $1,000 in checking and $900 in savings.[/quote]

Then put it in checking. Are you not making enough or spending too much? You can't live like that.[/quote]

For a long time we weren't making enough and spending a lot (needed a new car, childcare for two kids, one kid became ill, I needed a bunch of emergency dental work). Then we bought a three bedroom apartment with all utilities included in the HOA in a nice neighborhood and then I got a big promotion and now make $65,000 more annually.

We are in a major catch up phase. But it's getting better.[/quote]

That's great. Sounds like you've turned the corner. I'd put it in checking/savings. Total of 1900 is not enough emergency fund. [/quote]

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