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Reply to "mortgage with no pmi and 5% down?"
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[quote=Anonymous]Yes, I'm the PP who named some direct lenders. Basically, they are rolling the PMI into the life of the loan through a higher interest rate. But, we make too much to deduct PMI on our taxes. Taking the higher interest rate we can deduct the full amount from our taxes. Last month I was getting quotes of between 4.25 and 4.65% with 5% down. I think if we could put 20% down, interest rates were like 3.9%.[/quote]
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