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[quote=Anonymous][quote=Anonymous]As others have said, lots of very good private colleges give lots of merit aid.  My DD averaged about 25K annual aid at safety schools and wasn't even really asking for aid.  She will end up going full pay to her top choice but had the option of saving at least 100K at a bunch of places.  People make up the difference generally by saving some and paying some.  So if you make 200K and save 10K per year for college for 15 years, you have 150K at the start of college.  Count on kid making 5K or so.  Pay 20K out of pocket during the year (10k you are already saving plus extra now that kid is in college).  So a 65K total cost college - 35K from your 529 plan savings + 20K from current income + 5k from kid leaves you only 5 k short that could be made up by increasing one of these sources a little bit or having kid take out a small loan.  If you get merit aid, you need less.  If you get any kind of non-school scholarship, you need less.  I'm not saying this is easy and it is very difficult if you have not saved, but people do it on these sorts of salaries.  [b]FYI, at Harvard, a family with 200K is estimated to have to pay 46K.[/b]  [/quote]

Not true for us, with a HHI of $230K.  Zero in aid from Harvard.[/quote]

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