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Reply to "Dog insurance for 13 year old dog and 11 year old"
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[quote=Anonymous]I have dogs of course but also several horses. I "self-insure", or set aside enough to cover medical expenses in an emergency. I have had several horses and other pets for 25 years and have, in the long term, saved money. I have paid several vet bills over $10k, but still cheaper in the long run. for a person with little emergency fund and one pet, insurance often makes sense. For me it doesn't. (4 horses, 4 cats, 1 dog). Most companies won't insure an older horse at all (over 17). Perhaps they will a dog but it will be pricey. Be very careful to read what they cover and what they don't. Most policies will exclude something after the first claim regarding it. Starting to insure an older pet? I would probably euthanize before incurring enough medical bill to make insurance make sense. If you are a "will do anything to keep alive" owner, go insurance. I factor quality of life in highly.[/quote]
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