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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We help support DHs ex wife and my brother.  My brother lives in rural America working a low paying job.  His work is good for the community but doesn't pay enough to live on.  The ex wife raised his children.  They made an agreement when their children were born that she would be a SAHM because it was important to both of them.  He kept his promise after the divorce and continued to provide her enough income to allow her to SAHM and raise the kids.  The youngest is now in college but the reality is that after 20 plus years out of the workforce, mid 50s, and a HS diploma, jobs that allow you to support yourself are not plentiful.  This was a decision that was made a long time ago.  I knew it going into our relationship before we started.  I have my family baggage and he has his.  It just a part of our family finances.[/quote]

There are a ton of jobs out there for hard working people. Yes, unskilled work will not pay a lot but she should be encouraged to work. With the youngest in college, what does she do all day? Your DH is a good guy but enough is enough. He doesn't need to cut her off completely, but she should take some responsibility for her financial well being. What would she do if something happened to your DH? [/quote]

If DH were to die, she would be okay.  He has a life insurance policy that she is the beneficiary.  I think it's
$1m.  They were Marie's for over 10 years so I believe she would entitled to his SS benefits.  If he were to become disabled, that would be a bigger problem.  I tease him that if he were disabled and we had to hire help, I would hire her.  I suppose if he were disabled, her care would fall to the kids and the state.[/quote]

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