Reply to A spender became a saver -- and became happier too!

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[quote=Anonymous][quote=Anonymous]I have always been a bit of a spender.  My family had pretty good income growing up (with both parents in good professional jobs) and we took nice vacations, had nice clothes, and had a nice home.  Granted, we lived in a low COL area.  We were not extravagant by any means, but we had nice things (except that we always had modest cars).

I'm now in my mid-40's and living in the DC area.  My DH and I have good professional jobs, but the cost of living is very high.  Having grown up with nice things and having managed to get ourselves good jobs, I think I thought I could have all of the same things I had when growing up.  We were always contributing to our 401(k)s and 529s, but never seemed to have a cushion of other money.  We didn't have an emergency fund, for example.

About 18 months ago, I started reading Dave Ramsey and learning about the concept of frugality.  At the risk of sounding like a complete idiot, I confess that it had not previously occurred to me to live frugally.  I thought I needed a certain level of everything.

We are now spending less and saving so much more, and have an emergency fund and actual savings outside of our 401(k).  I've noticed that I am less stressed and more at peace.  I've observed that being frugal is kind of like exercising -- you feel good when you do it.

This is just a tip in case there are other spenders on this forum, which I doubt since this forum seems to be mostly hard-core savers.

[/quote]

Agreed! I'm a recovering spender and life is soooo much better when im managing with less. Saving can be addicting. Im so proud we now have a 6 month emergency fund.[/quote]

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