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Reply to "Retirement Account in One Spouse's Name - OK?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Yes, he's the beneficiary. [b]It sounds like I am correct in assuming there are no real drawbacks to holding one account? [/b]Our default plan was to max out potential contribution to the Thrift account, then move over to second.[/quote] If he works and his company matches contributions your thought process is not correct. He should at least contribute enough to get the max.[/quote] He doesn't have an employer matching contribution. If that changes, we would definitely want to create an account for him.[/quote]
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