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Reply to "What to do with my tax return? Credit Card Debt or Emergency Savings"
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[quote=Anonymous][quote=Anonymous]Someone like you OP is desperately in need of Dave Ramsey's baby steps.[/quote] Agreed. Op, check out some Dave Ramsey podcasts, and get his "Total Money Makeover" book. You're exactly the kind of person he talks to. His plan will help you. [/quote]
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