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[quote=Anonymous][quote=Anonymous]brother has a series of mental health issues and is unable to work.  he lives in a small condo bought with money inherited from our parents, and receives SSI and Food Stamps.  Owns an older car in pretty bad shape but works okay.

before going on disability, he had been working sporadically and thus had ok credit and such, and managed to amass about $8k in credit card debt.  recently, he was served by the sheriff that the credit card company is suing him for the $8k in debt.  it was spent frivolously, as a means to cope with his mental health issues.

how will this play out most likely? from what i read, they probably can't take the car or house, though a judge may put a lien on his property?  can they force the sale of his condo to pay the debt?  can he declare bankruptcy (but we are really confused as to how to pay a bankruptcy lawyer when you have no money to begin with....??)

he lives in maine, so i know that defines some of the excepted assets that can be protected in bankruptcy, I think his condo just exceeds that exception, by like $10k -- maybe. after realtor fees it would be wiped out.

if this gets really ugly, he may attempt suicide again, which is another worry.[/quote]

Criteria for getting SSI is less than $2k in assets. He owns a house. Inheritance counts as an asset. Did he lie in his application or are you talking about some state disability benefit?[/quote]

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