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Reply to "Credit Card Suing for Non-Payment - Brother on Disbility"
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[quote=Anonymous]no need to file bankruptcy if you're judgment proof. And if he's on SSI and has no other income, he's judgment proof. He can't pay. No court will enforce an order, and SSA won't allow the money to come out of his benefits. If he gets the money direct deposited, he might want to switch to direct express card so it's harder for them to take it if they did try (which they shouldn't). Lots of good advice here--Pine Tree Legal is good in Maine. They may have a sample letter to send to the creditors explaining he's collection-proof. http://ptla.org/debt-collection-maine-courts# Also, do you have financial power of attorney over your brother now? Might be good to get that to ward off this stuff happening in the future.[/quote]
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