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College and University Discussion
Reply to "Should I convert to VA prepaid?"
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[quote=Anonymous]I've been saving since the kids were little in their 529s. We're in the College America plan for VA. DD is in 8th grade. Turns out we're about $2,000 short of being able to prepay for 8 semesters in Virginia thanks to savings and appreciation. I'm trying to decide whether to hedge future risk by going ahead and locking this in. I'd have to continue to save for room & board, and I realize we'd have to cover any difference between in-state tuition and out-of-state or private. As it is, I'm kind of worried about the market correcting in the coming months and not recovering before DD goes to college (I don't have a lot of faith in Trump's ability to actually bring about tax reform, and I think the promise of that is largely what's driving the market right now). That said, seems to me like thinking there would be no recovery in 5 years is a bit crazy. So, what do you think? Take the sure thing or let it ride and hope for further compounding?[/quote]
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