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Reply to "On convincing spouse to be responsible with tax return / The art of compromising?"
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[quote=Anonymous]What is the cause of the negative net worth? What kind of debt do you have? What does he want to spend it on? What did you want to put it towards? You say you wanted to spend $0, I assume you just mean spend $0 in a "fun" way and put it all to debt. I generally am of the perspective of if you have consumer debt, you should be paying that down aggressively once you have a very basic emergency fund. So I'd make sure you have a couple months savings, then pay down debt. But it also depends on what he wants to spend it on and how much of it is a "want" vs a "need" you'll do at some point this year anyway. [/quote]
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