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[quote=Anonymous][quote=Anonymous]Above all you must remember that you need to take care of your own retirement as well. The collective college bills for the four children will be pretty close to a million if you elect to go the fancy private college route.

I'd be looking at instate schools and merit scholarships to out of state/midrange private colleges. A diploma from a good instate school will open just as many doors and experiences as most private colleges. If the child is Ivy caliber, he/she will do just as well in life out of College Park or UVA/VATech as if he/she had gone to an Ivy school. [/quote]

This.

My parents put three of us back to back through college on nothing.  One thing that they did to help us shave off time/money was to get us joint enrolled:

http://www.nvcc.edu/dual-enrollment/

Summers starting at age 16 were spent in community college getting core stuff out of the way.  It was affordable and the kid already in college was home working for spending money, so they didn't have to double up with tuition in the same time frame.

Taking this route I graduated high school as a late sophomore, nearly a junior.  Their real goal was to avoid overlapping tuition.

(not many AP options where I grew up, so I can't compare there)[/quote]

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