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Reply to "Save for kids' college or pay off my own student loans?"
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[quote=Anonymous][quote=Anonymous]OP here, thanks. I'm somewhat surprised by the comments given my low student loan interest rate.[b] All the calculators I've seen say that it makes more sense to invest rather than pay off a loan with such a low rate[/b]. I also have a $300k mortgage at 3.5%. Should I focus on paying off that debt after I pay off my loans, especially if the mortgage interest deduction goes away? And I drive a 20-year-old car, and DH drives a 10 year old car. I have a $50 Android phone and use Virgin wireless. [/quote] But have you been investing as opposed to paying down the student loans? Most people seem to have this excuse (the rate is so low!) but it's not like they instead are investing the money. They usually are spending it. If you've been building up a private investment account then that's great!! [/quote]
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