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Reply to "Should I pay off my HELOC with my savings?"
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[quote=Anonymous]Our financial advisor said that it the bank could change the rules on the HELOC at any time, so given the precariousness of my partner's job, suggested we hold onto the savings (he suggested nine months of savings which we roughly have; I have another 26K in municipal bonds). But it doesn't sound like you all think that's the case? No worries about raiding the HELOC; we wouldn't touch it unless there was truly an emergency and we would go right back to building our savings and paying off the other debt, albeit perhaps the other debt would be paid down a little more slowly. [/quote]
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